LJ Adams Office
817.385.0880
Vietnamese 817-714-6010

1201 N Watson Rd, Suite 169
Arlington, TX, 76006

Walkers Insurance Solutions
972-408-5486
1836 W Virginia, Suite 209
McKinney, TX 75069

Long-Term Care Insurance in Arlington, Fort Worth and Dallas, TX

Supporting the Long-Term Needs of Our Texas Neighbors 

Each chapter of life brings new celebrations and challenges. From the highest highs to the lowest lows, aging members of the Texas population are well seasoned in monumental moments. In order to prepare for the storyline ahead, these individuals need to place careful consideration in insurance protection. Whether you’re approaching this stage of life or planning for a loved one, long-term care insurance can offer the reassurance of lasting aid you’re seeking.

At LJ Adams Insurance, we recognized a need for this coverage for our clientele. Recognition resulted in the development of our comprehensive long-term care (LTC) program. With this policy in place, individuals may write their concluding chapters with assurance nursing home, assisted living, and hospice care expenses are covered.

What Does Long-Term Care Insurance Coverage Include?

There is often confusion between the coverage offered under long-term care insurance versus traditional health insurance. Long-term care insurance, sometimes referred to as nursing home insurance, is not associated with improving or correcting medical problems. Instead, it secures support to help insured individuals live as they are through caregiving services, such as home health care and respite care.

A common misconception exists that the personal resources long-term care provides is available to Texas residents through Medicare, Medicare supplement insurance, as well as common health insurance provided by employers; however, these policies don’t cover the full costs long-term care insurance reimburses. Instead, we recommend this insurance as an extension of your life insurance plan.

Our agents help educate clients on the plethora of cost-effective coverage selections available. The policies we write typically address the costs associated with the following care options:

  • Home Care
  • Assisted Living
  • Adult Daycare
  • Hospice Care
  • Nursing Homes
  • Respite Care

For more information on the coverages we offer, contact our agency at your convenience. 

Agents Focused on Your Financial Future

We’re prideful of the trust clients place in our hands to safeguard their future, as well as the future of their family members. It’s never too early to start planning for the next chapter of your life, and we’re always available to brainstorm possible paths toward protection.

Our long-term care and life insurance policies are backed by coverage from nationally renowned insurance carriers, such as Transamerica, Mutual of Omaha, and Prudential. As an agency, we remain up-to-date on changes in the industry specifically related life insurance policies and the accessibility of long-term care coverage. New policy options and regulations are then communicated directly to our clientele.

Our aging neighbors in Arlington and surrounding Texas communities deserve the best care. At LJ Adams Insurance, we look forward to writing their story for decades to come. If you’re ready to get started on a policy, feel free to request a quote.

Additional Resources:

·         Information Regarding Long-Term Care Insurance (Insurance Information Institute (III))

·         Consumer Guide to Long-Term Care Insurance (National Association of Insurance Commissioners (NAIC))

 

At LJ Adams Insurance, we’re proud to provide long-term care insurance in Arlington, Fort Worth, Dallas, Mansfield, Irving, and Grand Prairie, TX. We are licensed to serve clients in Texas and Florida. 

 

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.